Welcome to Midwest Insurance Brokerage
Servicing Customers for Over 20 Years
- Individuals - quoting multiple insurance companies for the best insurance plans and rates.
- Group - providing original cost saving ideas lowering insurance premiums and eliminates administration.
Personal service to support your group health insurance needs.
- Medicare - Serving seniors with Medicare, supplements, Medicare Advantage, and Medicare Part D.
- Brokers -helping you service your clients without the administration with agent contracts.
How To Evaluate Health Plans:
- Look out for plans that limit or exclude coverage.
- Know the deductible and how many may apply per family (one, two or three).
- Understand co-insurance. It is the percentage of the medical expenses paid after the deductible has
been met. This is important because it can add up to a lot of money.
- Co-payments (office visits, prescriptions) are a punishment, not a benefit. Most companies do not have
out-of-pocket limits on co-payments.
- Health insurance is about financial protection. Know the total maximum out-of-pocket from both the
deductible and the co-insurance.
- Know where to go for medical services. Most insurance plans are tied to restricting Preferred Provider
Organizations. Deductibles and co-insurance limits may increase for services outside the Preferred Provider Organizations.
Contact us to learn more about our options in health insurance.
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